So, You Want to Be a Credit Manager? Here's What

How to Write a Winning CV as a Part-Qualified Accountant

Whether you’re halfway through your ACCA, CIMA, or ACA qualification, being a part-qualified accountant is a valuable position that opens doors to numerous opportunities...However, capitalising on those opportunities starts with one critical tool: a well-crafted CV. Your CV isn't just a list of previous roles — it’s a strategic marketing document. It's your chance to demonstrate to employers that although you're not yet fully qualified, you already deliver tangible value and have the potential to grow into a fully-fledged finance professional. Based on experience within the demanding and fast-growing part-qualified market, here are five essential elements your CV must include to stand out.1. Lead with a Powerful Personal StatementThis is the first impression — and one of the most important parts of your CV. A strong personal statement should make hiring managers want to read more. Your personal statement should cover: Your current qualification status (e.g., “ACCA part-qualified with 7 out of 13 exams completed”). Your professional ambitions and what drives you. Key strengths developed so far (e.g., process improvement, analytical thinking, stakeholder collaboration). Areas you’re eager to grow in. Tailor this section for each role you apply to. Show your enthusiasm for the specific opportunity and highlight relevant experience. Crucially, mention where you've added value — perhaps by streamlining a process, supporting a new project, or exceeding performance targets.2. Showcase Your Professional Experience with ImpactThe experience section is your chance to back up your personal statement with evidence. Avoid vague job descriptions. Instead, go into detail: Describe key processes you’ve worked on (include figures or financial details where possible). Highlight your role in cross-functional teams or collaboration with senior stakeholders. Focus on contributions you've made — especially in process improvements, efficiencies, or data-driven decisions. Rather than just listing duties, emphasise achievements. What did you deliver? What changed as a result? Who benefited from your input? Remember: employers in the part-qualified market want to see your potential and how you've already added value. 3. Highlight Transferable Skills and Tailor for Each JobIt’s easy to fall into the trap of sending the same CV to every job. Don’t. Tailoring your CV to each opportunity shows initiative and relevance. Start by thoroughly reading the job description. Identify what the employer is really looking for — and match that to your skills and experience. For example, if the role emphasizes SOX compliance, IFRS, or UK/US GAAP reporting standards, and you’ve had exposure to these, make it clear. If a job involves partnering with non-finance departments, highlight any experience communicating with cross-functional teams or presenting financial insights. Mention transferable skills such as: Problem-solving Analytical thinking Use of ERP systems Forecasting and budgeting support This shows you’ve not just read the job description — you understand what the company needs and the transferable skills and experience you have.4. Don’t Just List Technical Skills — Demonstrate ThemHiring managers don’t just want to see a list of accounting systems and tools you’ve used — they want to understand how you’ve used them. For each system (e.g., SAP, Sage, Excel, Power BI), include: What you used it for (e.g., “automated monthly reporting using Excel macros”). Any efficiencies or improvements achieved through its use. If you implemented or helped roll out a system or process, explain your role and the outcome. Example: "Developed a reporting dashboard in Power BI that reduced manual month-end reporting time by 30%, allowing the team to focus on variance analysis and forecasting." This showcases your technical ability and your contribution to the wider team.5. Include Key Achievements or Case Studies Using STAR In a competitive job market, including 2–3 concise achievements or mini case studies can elevate your CV. Use the STAR Method to structure them: Situation – What challenge or context were you working in? Task – What was your role or responsibility? Action – What steps did you take? Result – What was the outcome? Quantify it if possible. For Example: Situation: Month-end reporting was consistently delayed due to data inconsistencies. Task: Identify the bottlenecks and improve the workflow. Action: Collaborated with the data team to build an automated reconciliation process. Result: Reduced reporting time by 2 days and improved data accuracy, enabling earlier board review. Including achievements like this gives your CV personality and provides excellent talking points during interviews. Final ThoughtsBeing a part-qualified accountant isn’t a limitation — it’s a launchpad. The right CV will not only reflect your current abilities but also show employers your drive, value, and potential. To recap: Craft a compelling personal statement tailored to each role. Highlight achievements and value-adds, not just responsibilities. Tailor your CV to every application — make your skills match the role. Showcase your technical experience with real examples. Include 2–3 achievements using the STAR method to give your CV depth. With these elements, your CV won’t just get you through the door — it will set the tone for your progression toward full qualification and a thriving finance career. Visit Our Candidate Advice Pages HereLooking for your next career move in finance or accountancy? At Sharp Consultancy, our expertise lies in matching your potential with the perfect temporary, interim, or permanent position. With a well-established presence in Leeds and Sheffield, our seasoned team of consultants extends their services across Yorkshire and beyond. Don't wait for opportunity to knock, reach out to us TODAYand let's chart your career path together.

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So, You Want to Be a Credit Manager? Here's What You Need to Know

Credit Management isn’t just about chasing payments — it’s about protecting the lifeblood of a business: cashflow. To help future finance leaders get a real feel for what it’s like to step into a Credit Manager role (and thrive!), we asked current Credit Manager, Philip Holborough to share their honest thoughts in our Voices of Transactional Finance Leaders Series.

In this article, Philip talks about everything from the challenges he’s faced along the way, to the skills and attitudes that really make a difference. He also gives a glimpse into how the role is changing, what impact technology like AI might have, and why having a "bulldog attitude" could actually be one of your biggest assets. Whether you're just starting out or aiming for the next step in your career, their advice is packed with real-world lessons you won’t want to miss.

What do you think future leaders should prioritise or focus on most in order to successfully make themselves appointable as a Credit Manager?

Debtor payment trends. Regardless of industry the key to successful Credit Managers is analysis of payment performance – this is often the biggest tell-tale sign of potential payment issues in the future.

What are both the best and the most challenging aspects of being the Credit Manager of a fast-paced business?

Blending Credit with Sales. Often the two don’t mix well – but open, frank and honest conversations where clarity of objectives is understood on both sides will help in a very challenging environment.

What are your opinions about the relationship between a Credit Manager and the FC/CFO and CEO? What is critically important in building a successful partnership and providing the right support to the FC/CEO/CFO?

A good CFO will recognise the importance of a Credit Manager – not always the case with CEO as they are often more strategic and commercial in their approach and less likely to be open to credit conversations over sales performance.

What new key skills or attributes do you think the next generation of Credit Managers are going to need to develop?

Tenacity. Both internally and externally. “The squeaky wheel gets the oil!” Don’t be afraid to offer opinions based on gut instinct and past experience. You will earn the respect of the business very quickly if you are able to nail your colours to the mast!

Are new technologies like Artificial Intelligence having much of an impact on your role as Credit Manager yet? What impact do you think they will have over the next few years?

AI frightens me – but I recognise the importance of some labour-saving aspects. A computer will never get someone to pay a bill – only a human voice can do that.

Is it possible to maintain a reasonable work life balance at Credit Manager Level or do you have to accept that there will be personal sacrifices in order to progress to that level?

Clear boundaries are very important. CM can be a stressful occupation – you must be able to separate these to ensure no burn out!

Away from core credit knowledge, what personality traits have been critical to your success as a Credit Manager? Are these natural or have you worked on developing them?

The willingness to not let go! Bull dog attitude – obviously with respect to the customer and the wider business. Don’t give up.

What is the one single best piece of advice you were given early in your career that still holds true today?

“Show me the money!” Cashflow is critical to any business large or small – the Credit manager is the custodian of this process.

If there’s one thing Philip’s advice makes clear, it’s that being a great Credit Manager is about a lot more than just ticking boxes. It’s about sharp instincts, real tenacity, clear communication, and a relentless focus on cashflow — all while building strong relationships across the business.

The role might change over time, especially as new technologies come into play, but the core principles stay the same: know your numbers, trust your gut, speak up when it matters, and never lose sight of the bigger picture.

For anyone thinking about a career in Credit Management (or already on the way), these lessons are pure gold. Take them on board, keep learning, and remember — the best Credit Managers aren’t just protecting the cash, they’re helping to drive the whole business forward.

Looking for your next career move in finance or accountancy? At Sharp Consultancy, our expertise lies in matching your potential with the perfect temporary, interim, or permanent position. With a well-established presence in Leeds and Sheffield, our seasoned team of consultants extends their services across Yorkshire and beyond. Don't wait for opportunity to knock, reach out to us TODAY and let's chart your career path together.